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Ministry of Health

B.C. Residents

Health Insurance BC is dedicated to serving the needs of B.C. residents by offering online services to improve access to health insurance information.

The Medical Services Plan (MSP) and PharmaCare, including Fair PharmaCare, provide medical and drug coverage to all eligible British Columbians. For a full overview of MSP, view the following brochure (PDF 106K).

Self Service Information Not Enrolled Yet?

Change Your Address

Change Your MSP & PharmaCare Account Information

MSP Premiums

Financial Assistance

Billing Inquiries

Replace Your Card

Out Of Province Claims

Leaving B.C.

Baby Enrolment/Addition of Newborn

MSP Forms

Enrolling for medical coverage is mandatory for B.C. residents.
STEP 1: You must register for MSP and may be required to visit an Insurance Corporation of BC (ICBC) driver licensing office (DLO) to get your Personal Health Number (PHN) on your BC Services Card.

STEP 2: Register for drug coverage through Fair PharmaCare.

UPDATE: Starting January 1, 2008, PharmaCare will reimburse prescription expenses above a family's Fair PharmaCare deductible only if the expense was incurred after the family registered for the plan. However, all eligible prescription costs will continue to count towards a family's Fair PharmaCare deductible.

Haven't registered yet? Coverage begins immediately if you register by phone or online.

There is no charge to register and there are no premiums to pay.


The BC Services Card

Starting February 15, 2013 the provincial government will introduce the BC Services Card, which will be phased in over a five-year period. The BC Services Card replaces the CareCard and can be combined with your driver's licence. It is secure government issued identification that British Columbians can use to prove their identity and access provincially-funded health services. In the future, the BC Services Card will provide in-person and online access to other government services.


An overview of the BC Services Card.

The BC Services Card is more convenient and more secure, with enhanced security features to protect your personal information. And getting yours is easy.

Starting February 15, 2013, most eligible adult B.C. residents will be required to prove their identity and renew enrolment in the Medical Services Plan (MSP) before 2018; most BC Services Card cardholders will be required to renew enrolment every five years. You can simply enrol when renewing your driver's licence. And even if you don't drive, you can enrol at the nearest location where driver's licences are issued.

Exemptions from renewal of enrolment in MSP:

Some MSP beneficiaries do not have to renew enrolment:

  • Adults aged 75 and older are not required to renew enrolment in MSP, but may apply for a BC Services Card when they renew their BCID or driver's licence;
  • Children less than 19 years of age are not required to renew enrolment in MSP and can continue to use their CareCard; and,
  • Adults living in residential care or exempt for health reasons are not required to renew enrolment in MSP and can continue to use their CareCard.

CareCards and Gold CareCards can continue to be used to access provincially-funded health services until 2018.

Visit BC Services Card to learn more

The BC Services Card